Terms and Conditions

Effective Date: June 6, 2025

Welcome to NO DUK. These Terms and Conditions ("Terms") govern your use of our website, services, and products. By accessing or using any part of the NO DUK website or enrolling in our membership plans, you agree to be bound by these Terms.

1. Services Provided

NO DUK offers deductible membership plans designed to pay your deductible directly to you in case of an incident involving your auto, home, commercial property, or electronic device.

2. Eligibility

To use our services, you must:

Be at least 18 years of age.Provide accurate, current, and complete information.Maintain a valid insurance policy related to the coverage selected.

3. Membership & Enrollment

By enrolling, you agree to:

Pay the agreed-upon membership fees.Provide truthful information regarding your insurance coverage and deductible.

NO DUK reserves the right to deny or cancel memberships based on false information or misuse of services.

4. Claims & Payouts

NO DUK does not replace your insurance. We offer direct payments to assist you in covering your deductible. Claims are subject to verification and may require documentation.

Payouts:

Are limited to the deductible amount stated in your policy.Are processed upon submission of valid claim documentation.Cannot exceed the limits of the plan selected.

5. Cancellation and Refunds

You may cancel your membership at any time. However, refunds are not provided for prior membership periods. NO DUK may cancel your plan in the event of:

Fraudulent claims.Failure to pay.Breach of these Terms.

6. Limitation of Liability

NO DUK is not liable for any indirect, incidental, or consequential damages arising from your use of our services. We do not assume responsibility for insurance policy changes or coverage decisions made by your insurance provider.

7. Intellectual Property

All content on the NO DUK website, including logos, images, and text, is the property of NO DUK and may not be copied or reused without prior written consent.

8. Changes to Terms

We reserve the right to update these Terms at any time. Continued use of our services indicates your acceptance of the modified Terms.

9. Contact

For questions or concerns:

📧

[email protected]

📍 Available Sun–Fri: 8:00am – 10:00pm