Deductible Plans

AUTO insurance is an undeniable necessity. It's a legal requirement and often a financial lifesaver. Like the inner workings of an engine, it can appear intricate and daunting at first-site mostly because it's not just a one-size-fits-all necessity. The cost of auto insurance depends on numerous factors, from our driving history and age to the make and model of our vehicles.

Deductibles for auto insurance can usually range, anywhere from $500 to $1000 or more, depending on an individual's specific and unique circumstances. Your deductible is the out-of-pocket expense for repairs or replacement that your premium won't cover, and could many times equal the amount you have already paid for your vehicle. On the flip side, it is also important to remember that if damages occurred are less, the agreed upon deductible must be paid in full thus creating a loss to the vehicle owner.

So here is how you WIN!! Emergencies will happen anywhere/anytime, and if you are tired of paying upfront, high-cost insurance deductibles, make your Auto Insurance Deductible truly affordable today. For as little as $5 a month NO DUK will take care of that for you!

Say no to deductibles! Say NO DUK!

HOME insurance deductible is the amount a homeowner must pay for repairs or replacements before insurance kicks in. The owner must pay the deductible to the company or person who oversees the repairs in the home and the insurance company will cover the remainder of the costs, according to the claim approved.

There are different types of deductibles homeowners must have to pay. For example: There may be a standard insurance deductible, which is for a fixed dollar amount or there may be a percentage insurance deductible, which is usually reserved for hurricane or disaster related claims.

Your home insurance deductible can affect your premium and may go up after you file a claim. The deductible, however, will guarantee that your insurance premium is lowered. With home ownership you might want to take into consideration choosing a high or low deductible, when discussing your personal circumstances and needs with your provider.

So here is how you WIN!! If you are tired of paying upfront, high-cost insurance deductibles, make your Home Insurance Deductible truly affordable today. For as little as $10 a month NO DUK will take care of that for you!

Say no to deductibles! Say NO DUK!

Let's face it! Nowadays, Cell Phones are costing $1000 or more, depending on the make and model. Most of us rely on our cell phones for almost everything we do everyday. In today's world they help make our lives a lot easier. So, when they break or get lost/stolen, it literally makes us feel like we can't breathe.

Having to replace or repair our DEVICES certainly adds a financial burden to our lives. For such financial reasons, most people may want to just stick to the warranty for their coverage, but warranties are limited and usually for a specific time only. They mostly only cover costs in relation to malfunctions that were caused by the manufacturer. Therefore, having our devices insured instead, facilitates more protection for the consumer by offering coverage for loss, theft, damage, etc.

For example: Phone Insurance is approximately, anywhere from $14 to $20 a month. Claim deductibles for replacements can usually range, anywhere from $19 to $300 or more, depending on the device and other factors. Your deductible is the out-of-pocket expense for repairs or replacement that your premium won't cover, and could many times equal the amount you have already paid for your phone.

So here is how you WIN!! If you are tired of paying upfront, high-cost insurance deductibles, make your Device Insurance Deductible truly affordable today. For as little as $2 a month NO DUK will take care of that for you!

Say no to deductibles! Say NO DUK!

Commercial insurance is of great service to owners of commercial properties, vehicles, equipment etc. It can protect from losses that are experienced such as theft, worker injury, property damage, business interruption, liability, etc. Your premiums will lower overall if you decide to take the risk of acquiring a high deductible policy.

Most insurance companies provide a flat or straight deductible. When you choose a flat deductible, you choose a specific dollar amount to cover the loss or repairs. You may also be able to choose a percentage insurance deductible, where you pay a percentage of the limit or the value of the damaged property. Normally this type of deductible is used in cases where there has been damage done by such events as catastrophic natural disaster.

ALL Commercial Insurance Deductibles are 100% the responsibility of the insured. In an unfortunate event you will have to pay your full deductible first.

So here is how you WIN!! If you are tired of paying upfront, high-cost insurance deductibles, make your Commercial Insurance Deductible truly affordable today. For as little as $15 a month, NO DUK will take care of that for you!

Say no to deductibles! Say NO DUK!