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1.) Collision Deductible: This type of deductible applies only to damages.
2.) Comprehensive Deductible: This type of deductible applies to damages that are caused by something other than a collision, such as theft, fire, or natural disasters.
3.) Combined Deductible: This type of deductible applies to damages that are caused by either a collision or something else. Policyholders should consider their own driving habits and financial situation when choosing a deductible. If they are likely to be involved in a lot of accidents or live in an area that is prone to natural disasters, a lower deductible may be a better choice. On the other hand, if they are a safe driver and can afford to pay a higher deductible in the event of an accident, a higher deductible may be the best option. In summary, auto deductibles are the amount of money a policyholder must pay out of pocket before their insurance coverage begins. Policyholders can choose from collision, comprehensive, and combined deductibles, and should consider their driving habits and financial situation when making a choice. Regenerate response
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